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| Las Vegas Houses for Sale > Las Vegas Home Mortgage |
Before Looking Into a Las Vegas
Home Mortgage Know Your Score
Interesting Facts About Las Vegas Home Loans
When Gail and Dominic Jurusik landed in McCarran International Airport the sky was bright blue. Quite a contrast to the snowstorm they had left behind in Pittsburgh.|
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They had been planning to move for over a year to Las Vegas. Home mortgage qualification was high on their list once they got there. "Yet we knew we needed to improve our credit score," said Dominic. "Which believe it or not can be done in as little as six to 12 months." "So we started on the process hoping there was a home mortgage, Las Vegas preferably, in our future." Here's some of what Gail and Dominic did. |
Get your credit report. You can get one for free at AnnualCreditReport.com Dominic took care of an outstanding doctor bill that showed on the report. It was only $95 but it could have caused problems down the road.
Next step towards looking good to a Las Vegas bank loan officer is to pay off, or at least pay down, any outstanding credit card balances.
Since they knew they'd be moving Gail closed the credit cards she had at two downtown Pittsburgh retailers. "I knew I wouldn't be using them much once we moved. So after paying them off I got rid of them."
Knowing length of credit history is important when qualifying for Las Vegas home loans they kept their oldest credit card accounts but didn't accept any offers for new ones.
Even though cash in the bank doesn't help your credit score, you do need a down payment. So they socked away money like it was going out of style.
In the end they got the Las Vegas home mortgage they needed. Take similar steps and you'll be surprised at the impact it can have on the rate of interest for Las Vegas home loans too!
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